Watercraft Insurance

Enjoy the water worry-free with comprehensive watercraft insurance coverage from French Financial.

What Is Watercraft Insurance?

Watercraft insurance (also called boat insurance) provides financial protection for your boat, jet ski, or other watercraft against damage, theft, and liability claims. Whether you own a fishing boat, pontoon, or personal watercraft, proper insurance is essential.

A comprehensive watercraft policy covers damage to your vessel, liability if you cause injury or property damage, and may include coverage for towing, personal property on board, and environmental hazards like fuel spills.

As an independent agent, we work with carriers who understand watercraft insurance. We'll help you find coverage that protects your investment and lets you enjoy your time on the water.

Common Coverage Options

  • Hull coverage for your watercraft
  • Liability protection for accidents
  • Medical payments coverage
  • Uninsured boater coverage
  • Personal property protection
  • Fuel spill liability
  • Trailer coverage
  • Towing and roadside assistance

How Much Does Watercraft Insurance Cost?

Watercraft insurance costs vary based on your vessel type, value, and usage. We compare rates from multiple carriers to find you comprehensive coverage at a competitive price.

Type and value of watercraft
Boat size and engine power
Where you use your watercraft
Boating experience
Coverage limits and deductibles
Seasonal vs. year-round use

Ready to Protect Your Watercraft?

Get a free, no-obligation quote for watercraft insurance. We'll help you find coverage that fits your needs.

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Let us help you find the right coverage at competitive rates. As your local independent agent, we work for you to find the best policies from multiple carriers.

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